Yes, it’s that time of year again. A whole year has flown by, making today the perfect time to start preparing for the time-honored tradition of filing your tax return. The easiest place to start is by compi...
Tonight is the big night. You get to put on your hand made sequin and crystal encrusted corset and work the crowd. You have spent countless hours making this piece of art, pricked your finger a hundred times an...
Georgia Equality's Why Marriage Matters Georgia Campaign today delivered more than 1,000 signatures to the Georgia Department of Revenue demanding same-sex legally married couples be treated equally when it com...
Here are the top ten reasons to consider a refinance even if you currently have a low mortgage rate. Some of them are obvious and some are not.
You are in an adjustable rate loan that is either at a high rate now or has the potential to go higher.
You have a second mortgage or home equity line with a high rate and large enough balance that if refinanced into a new first mortgage would save you money.
You want to use your home equity to make improvements to your house that will increase its value or "livability."
The debt ceiling ... the U.S. Loses its triple A credit rating ... Earthquakes on the East Coast is the world coming to an end? Probably ... (not) but with all these recent anomalies it certainly feels like we are in the Twilight Zone. It has been almost 3 years since the Fed cut its key rate to almost zero. August 9th, the central bank said rates are likely to remain there until at least mid 2013. Even though that doesn’t bode well for the stock market’s prognosis in the future, there are some pros and cons.
The benefits may not flow so easily. Consumers are showing few signs of wanting to borrow, bank and insurance companies profits are most likely going to suffer and with the stock market sliding, pensions and 401ks face years of low returns. For consumers, low rates mean cheap loans for everything from a new home to a new car. For the many baby boomers nearing the end of their working lives, low rates also deliver meager returns on fixed income investments. With the stock market well below it’s 2007 highs, that is going to be particularly painful.